Oregon Notice of Special Enrollment Rules

State:
Multi-State
Control #:
US-359EM
Format:
Word; 
Rich Text
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Description

This notice informs an individual of his or her rights for special enrollment involving health insurance coverage.

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FAQ

More Definitions of Eligible Event Eligible Event means, subject to the elections made in the Election of Coverage, the occurrence of one or more of the following: Accidental Death, death, Accidental Disability, and Total Disability.

You qualify for a Special Enrollment Period if you've had certain life events, including losing health coverage, moving, getting married, having a baby, or adopting a child, or if your household income is below a certain amount.

You can make changes to your Medicare Advantage and Medicare prescription drug coverage when certain events happen in your life, like if you move or you lose other insurance coverage. These chances to make changes are called Special Enrollment Periods (SEPs).

You qualify for a Special Enrollment Period if you've had certain life events, including losing health coverage, moving, getting married, having a baby, or adopting a child, or if your household income is below a certain amount.

Oregon state continuation allows you to continue to be covered under your employer's insurance plan for up to nine months. It is the state's equivalent to federal Consolidated Omnibus Budget Reconciliation Act (COBRA) for employers with fewer than 20 employees and others who are not subject to COBRA law.

COBRA continuation coverage is a temporary continuation of coverage that generally lasts for 18 months due to employment termination or reduction of hours of work.

A change in your situation like getting married, having a baby, or losing health coverage that can make you eligible for a Special Enrollment Period, allowing you to enroll in health insurance outside the yearly Open Enrollment Period.

A change in your situation like getting married, having a baby, or losing health coverage that can make you eligible for a Special Enrollment Period, allowing you to enroll in health insurance outside the yearly Open Enrollment Period.

What is state continuation? State law allows employees of smaller employers (fewer than 20 employees) to keep the same group health insurance coverage for up to nine months after loss of a job or loss of coverage because of a reduction in work hours. This is called state continuation.

Oregon COBRA Continuation LawOregon's mini-COBRA law only applies to employers in the state who are not required to make continuation coverage available under federal COBRA, and the healthcare coverage may only be extended for a maximum of six months.

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Oregon Notice of Special Enrollment Rules