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Way too long to ignore. For non-governmental judgments, they last for 10 (yep, ten) years. And, so long as the creditor files a renewal prior to the expiration of that ten-year term, it is renewed for another 10 years.
An Oregon employer or bank is required to send you and the court a response within 9 days.
Stop Oregon wage garnishment with a claim of exemption Use the Claim of Exemption form from the Oregon State Courts website or the court clerk's office in the county where the garnishment is taking place. Fill out the form and provide all required information, including the specific exemptions you claim.
If you think that we have garnished property or money that is exempt (protected by law) from garnishment you may submit a Challenge to Garnishment through Revenue Online or submit the Challenge to Garnishment form.
You can pay the balance of the debt(s) at any time. Once your payment in full has posted to your account, we'll issue a Release of Garnishment Notice and send you and the garnishee a copy by mail. Delivery of the release notice is available by fax, upon request.
Limits on Wage Garnishment They also allow you to get back money that they took from your bank account that was exempt like social security, unemployment or disability. There is an exemption for 75% of your net wages so the debt collector can't take all of your paycheck.
The garnishment amount is limited to 25% of your disposable earnings for that week (what's left after mandatory deductions) or the amount by which your disposable earnings for that week exceed 30 times the federal minimum hourly wage, whichever is less. (15 U.S.C. § 1673).
Under Oregon law, a Wage Garnishment can last up to a maximum of 90 days from when it is delivered. It will stop earlier than that if the debt is paid in full. Unfortunately, there is no restriction under Oregon law to stop a creditor from issuing a new Wage Garnishment once the first garnishment expires.