Oregon Consent to Discuss Consumer's File in Presence of Third Person

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US-01408BG
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Description

The Fair Credit Reporting Act provides that the consumer, in obtaining disclosure of information in the consumer's file from a consumer reporting agency personally, is permitted to be accompanied by one other person of the consumer's choosing, which person must provide reasonable identification. The act further provides that the consumer reporting agency may require the consumer to furnish a written statement granting permission to the consumer reporting agency to discuss the consumer's file in such person's presence.

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FAQ

Consumer rights The Act grants consumers the right to know, access, transfer, correct and delete their personal data. The Act also provides Oregon residents with the right to opt-out of the sale of their personal data, targeted advertising and profiling that produces certain effects.

(d) "Places and circumstances where the person has a reasonable expectation of personal privacy" includes, but is not limited to, a bathroom, dressing room, locker room that includes an enclosed area for dressing or showering, tanning booth and any area where a person undresses in an enclosed space that is not open to ...

Although the Fourth Amendment to the Constitution of the United States protects your right to privacy, you should have a reasonable expectation of privacy. If someone records you without your permission, you may sue them in a small claims court under certain conditions.

While Oregon is only one of five states that prohibit individuals from recording public conversations without notice or consent, most professional journalists identify themselves and inform their subjects if they are recording a conversation.

Reasonable expectation of privacy. This means you can generally record video in public areas, such as parks, streets, or events, without explicit consent. Nonetheless, it's always advisable to be mindful of people's privacy and to respect their boundaries when recording video in any setting.

The 16 states that require two-party consent are California, Connecticut, Delaware, Florida, Hawaii, Illinois, Kansas, Maryland, Massachusetts, Michigan, Montana, Nevada, New Hampshire, Pennsylvania, Utah, and Washington. Laws change constantly. Please check your state's current laws before engaging in recording.

The court ruled that Oregon's recording law was an unconstitutional violation of the First Amendment right to free speech. Oregon's law was an outlier while in effect. Only four other states have similar laws still on the books (Alaska, Kentucky, Massachusetts, and Montana).

The Oregon Consumer Privacy Act imposes transparency and disclosure obligations on a "controller" (an individual or legal entity who, "alone or jointly with another person, determines the purposes and means for processing personal data") who either: conducts business in Oregon; or.

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Oregon Consent to Discuss Consumer's File in Presence of Third Person