Oklahoma Disclosure of Compensation of Non-Attorney Bankruptcy Petition Preparer - For 2005 Act

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This form is a disclosure of compensation of a bankruptcy petition preparer. The bankruptcy petition preparer declares that the information submitted is true and correct to the best of his/her knowledge.

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How to fill out Disclosure Of Compensation Of Non-Attorney Bankruptcy Petition Preparer - For 2005 Act?

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FAQ

In a Chapter 7 bankruptcy, you file court papers asking that certain unpaid debts be wiped out. Most debts are wiped out after a Chapter 7 bankruptcy, including credit card debt, medical bills, and civil judgments. Bankruptcy also stops wage garnishment and harassment by collection agencies.

The average bankruptcy packet ranges from 40 to 50 pages in length.

Determine if you are filing under Chapter 13 or Chapter 7 (a "means test" required) Gather your bills and files documenting your debts. Collect your tax returns, deeds to property, and vehicle titles. Last 2 years tax returns, vehicle titles, 3 months bank statements, 6 months pay history.

Chapter 7 provides relief to debtors regardless of the amount of debts owed or whether a debtor is solvent or insolvent. A Chapter 7 Trustee is appointed to convert the debtor's assets into cash for distribution among creditors.

A Chapter 7 bankruptcy may stay on credit reports for up to 10 years from the filing date, while a Chapter 13 bankruptcy generally remains for seven years from the filing date.

A:The filing fee for Chapter 7 is $335. For a Chapter 13, the fee is $310. Attorney's fees usually vary based on the complexity of the case. There may be a small additional fee charged by the trustee for filing bankruptcy, and an additional fee for the mandatory classes.

If your total monthly income over the course of the next 60 months is less than $7,475 then you pass the means test and you may file a Chapter 7 bankruptcy. If it is over $12,475 then you fail the means test and don't have the option of filing Chapter 7.

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Oklahoma Disclosure of Compensation of Non-Attorney Bankruptcy Petition Preparer - For 2005 Act