Subject: Oklahoma Sample Letter for Traffic Accident — Refusal to Pay Requested Damages Keywords: Oklahoma, sample letter, traffic accident, refusal to pay, requested damages Dear [Insurance Company/Individual's Name], I am writing to express my deep concern and disappointment regarding your refusal to pay the requested damages following a traffic accident that occurred on [Date] at [Location] in Oklahoma. I believe it is essential to address this matter promptly and fairly to resolve any misunderstandings and ensure justice is served. On the aforementioned date, I was involved in a collision caused entirely by the negligence of your insured party, [Driver's Name]. The accident resulted in substantial damage to my vehicle, as well as physical and emotional distress for myself and any passengers involved. Promptly after the accident, I reported the incident to both the police and my insurance company to ensure proper documentation and assistance in resolving this matter. I must emphasize that the evidence collected, including the police report and testimonies from witnesses, clearly indicates the liability of your insured party. In light of this, I expect you to accept full responsibility for the accident and provide the necessary compensation for the damages incurred. As outlined in the official accident report (copy attached), your insured party exhibited reckless behavior, exceeding the speeding limit and failing to obey traffic signals, which directly led to the collision. These facts, along with the statements from witnesses, leave no room for doubt regarding your insured driver's liability. Furthermore, in accordance with Oklahoma state law, it is crucial to highlight that your refusal to pay the requested damages could be in violation of the legal responsibilities imposed on insurance companies in accident claims. The state's laws clearly stipulate that your insured party is at fault, hence your obligation to fulfill the compensation promptly. Considering the complexity of vehicle repairs and personal injuries involved, I kindly request that you promptly review this case and reassess your decision to refuse the requested damages. Failure to do so will leave me no choice but to explore other legal avenues available to me, including filing a formal complaint with the Oklahoma Insurance Department and seeking legal representation. I trust that you will reconsider your stance and fulfill your obligations without further delay. Please contact me within [specific timeframe] to discuss this matter and present a satisfactory resolution. Your immediate attention to this matter is greatly appreciated. Thank you for your anticipated cooperation. Sincerely, [Your Name] [Your Contact Information]