Ohio Stored Value Product Agreement and Disclosures
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How to fill out Stored Value Product Agreement And Disclosures?
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FAQ
The CSPA requires sellers (or ?suppliers?) to: Not mislead consumers. Not take advantage of a consumer's illiteracy, mental disability, physical disability, or inability to understand the terms of a sale. Not sell a product or service knowing the consumer cannot afford or substantially benefit from it.
As used in sections 1315.21 to 1315.30 of the Revised Code: (A) "Check" means any check, draft, money order, or other instrument for the transmission or payment of money. "Check" does not include a travelers check.
Ohio Rev. Code § 1315.01(G)'s definition of ?money transmission? encompasses nearly every transmission of monetary value.
The Ohio Consumer Sales Practices Act ("OCSPA" or the "Act") (Ohio Rev. Code § 1345.01 et seq.) is a set of laws that aim to protect consumers from sales practices that are deceptive, unfair, or unconscionable. While the OCSPA serves a legitimate need of protecting consumers, its impact on businesses can be profound.
As used in sections 1315.21 to 1315.30 of the Revised Code: (A) "Check" means any check, draft, money order, or other instrument for the transmission or payment of money. "Check" does not include a travelers check.
Section 1345.03 | Unconscionable consumer sales acts or practices. (A) No supplier shall commit an unconscionable act or practice in connection with a consumer transaction. Such an unconscionable act or practice by a supplier violates this section whether it occurs before, during, or after the transaction.
Consumer Sales Practices Act (1972) Prohibits sellers from taking advantage of a consumer's illiteracy, mental or physical disability, or inability to understand the terms of a sale. Prohibits sellers from selling a product or service to a consumer they know cannot afford or substantially benefit from the purchase.
(3) In order for a declaration to become operative in connection with a declarant who is in a terminal condition or in a permanently unconscious state, the attending physician of the declarant shall determine, in good faith, to a reasonable degree of medical certainty, and in ance with reasonable medical ...
Such other claim might be a breach of contract or warranty claims. It is important to note that the CSPA has a relatively short statute of limitations of two years from the date of the violation whether you know about it or not.
Ohio Rev. Code § 1315.01(G)'s definition of ?money transmission? encompasses nearly every transmission of monetary value.