An Ohio Owner Certificate of Satisfaction (OCS) is a document that is used to show that a mortgage or debt has been paid in full. It is usually signed by the lender or creditor to show that the debt has been satisfied and the lien on the property has been released. The OCS is filed with the county recorder in the county where the property is located. There are two types of OCS: a Certificate of Satisfaction in Full and a Certificate of Partial Satisfaction. The Certificate of Satisfaction in Full is used when the entire debt has been paid in full. The Certificate of Partial Satisfaction is used when only a portion of the debt has been paid and the remainder will be satisfied at a later date.
Ohio Owner Certificate of Satisfaction
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Description
The satisfaction is signed by the owner of a new home built as part of a North Carolina Essential Single-Family Rehabilitation Loan Pool. The owner states that the repairs or modifications made to the home have been satisfactorily completed.
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FAQ
A satisfaction of mortgage is a document that proves the borrower has paid off the mortgage in full, freeing the loan's lien on the property and giving the title to the borrower.
(2) "Satisfaction" means that the obligation secured by a mortgage has been paid in full and the underlying obligation terminated, with no opportunities for future advancements.
Section 5301.233 Mortgage may secure unpaid balances of advances made.
Less familiar to laymen and even real estate professionals is Ohio's Statute of Conveyances, which requires deeds, mortgages, land installment contracts and leases with a term in excess of three years to be ?acknowledged? before a notary public (i.e., ?notarized?).
The signing shall be acknowledged by the grantor, mortgagor, vendor, or lessor, or by the trustee, before a judge or clerk of a court of record in this state, or a county auditor, county engineer, notary public, or mayor, who shall certify the acknowledgement and subscribe the official's name to the certificate of the
Ohio's wiretapping law is a "one-party consent" law. Ohio law makes it a crime to intercept or record any "wire, oral, or electronic communication" unless one party to the conversation consents. Ohio Rev. Code § 2933.52.
