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The terms 'debt' and 'debtor' are used in this guideline to include alleged debts and alleged debtors respectively (see the glossary in appendix C of this ... A consumer collection agency, or debt collector, is any person who regularly collects debts owed to others. What debts are covered? Fair debt collection laws ...2. State debt collection litigation often presents opportunities for the debtor/defendant to assert affirmative Fair Debt Collection Practices Act. (FDCPA) ... Collection agencies cannot falsely claim that you have committed a crime or say you will be arrested if you don't repay the money they say you owe. First of all ... A lawyer shall not counsel a client to engage, or assist a client, in conduct that the lawyer knows is criminal or fraudulent, ... At the federal level, the Fair Debt Collection Practices Act (the ?FDCPA?) provides debtors some protections from false, deceptive, ... debt. Here, the creditor did nothing to change its position, and the debtor'sFraudulent Conveyance Litigation, 946 F.3d 66 (2d Cir. A default judgment that has been entered may be set aside by a motion as(1) The false representation or implication that the debt collector is vouched ... The Fair Debt Collection Practices Act (FDCPA),. 15 U.S.C. 1692 et seq., imposes various requirements on ?a debt collector in ... Debt collectors, however, must act responsibly in their efforts to collect debt as provided for in the Fair Debt Collection Practices Act. This Act prohibits ...