New York Charge Account Terms and Conditions serve as a legal agreement between a consumer or business and a financial institution, outlining the terms and conditions for using a charge account. These terms are crucial in stipulating the rules and responsibilities of both parties involved in the financial transaction. One type of New York Charge Account Term and Condition is the "Individual Charge Account Terms and Conditions." This type of account is typically available to individuals seeking credit for personal expenses. It governs their obligations, privileges, and limitations when utilizing the charge account services offered by a financial institution. Another type is the "Business Charge Account Terms and Conditions." This specific type is designed for businesses and commercial entities who require credit facilities for conducting their operations. These terms and conditions cover the business's obligations, the financial institution's responsibilities, and the parameters within which the account can be used. New York Charge Account Terms and Conditions typically include various key elements: 1. Billing and Payments: This section explains the billing cycle, due dates, and minimum payment requirements. It outlines the consequences of late payments, such as late fees or interest charges, and may include information on acceptable payment methods. 2. Credit Limit: This section defines the maximum amount a consumer or business can charge to their account. It also explains the process for requesting a credit limit increase and the potential factors that may affect the decision. 3. Interest Rates: This portion discloses the applicable interest rates for the charge account. It outlines how the interest is calculated, when it may change, and if there are any promotional offers or introductory rates. 4. Fees and Charges: This section outlines various fees associated with the charge account, including annual fees, transaction fees, and penalties. It also specifies the circumstances in which such fees can be imposed. 5. Dispute Resolution: This part explains the process for resolving disputes, whether through arbitration or mediation, and clarifies the customer's rights and obligations during the dispute resolution process. 6. Termination: This section details the conditions under which either party can terminate the charge account agreement. It may include information about the notice period and any potential repercussions of termination. 7. Liability and Fraud Protection: This section outlines the responsibilities of both parties regarding unauthorized or fraudulent transactions. It usually highlights the importance of timely reporting and the steps to be taken in case of fraud or loss. It is crucial for consumers and businesses to carefully read and understand New York Charge Account Terms and Conditions before entering into an agreement. Failure to comply with these terms may result in financial penalties or negative impacts on credit ratings.
New York Charge Account Terms and Conditions
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It's E-Z! Customers can stop at a participating retailer in NY State, excluding New York City and Long Island, and purchase a tag for $25. In NYC or Long Island, customers can stop at a participating retailer and purchase a tag for $30. Visit the E-ZPass ® web site Register your Tag* online or call 1-800-697-1554.
Tags remain the property of the agencies providing E-ZPass services. Once all outstanding charges have been deducted from your Account following your termination of this Agreement and return of the Tag(s), any remaining balance and Tag(s) deposit will be refunded to you.
Your account will be assessed a monthly tag fee in the amount of $0.50 per Tag. No interest will be paid on balances in your Account. You will receive a periodic statement unless there are no transactions and no financial activity in your Account during the applicable period covered by such statement.
You may terminate this Agreement at any time by returning all Tags and notifying E-ZPass in writing. Tags should be returned to an E-ZPass Customer Service Center in person or by certified mail. Tags remain the property of the agencies providing E-ZPass services.
Without E-ZPass The bill for your tolls will be mailed to the registered vehicle owner. You can pay this bill by mail, on the phone or in person, using a check, credit card, bank account or cash. Visit the Tolls by Mail site or call 1-844-826-8400 for more information. Go to the Tolls by Mail site.
Failure to return the Tag(s) may result in a Lost Tag Fee per unreturned Tag as described in the E-ZPass® Terms and Conditions. If you do not have your account information, please do the following: Verify there are no outstanding violations on your account.
To dispute an allegation that you violated a toll regulation or failed to pay the toll, fees, or other charges, please contact E-ZPass at 1-800-333-TOLL (8655).
How do I close my account? Log on to your account under the MY ACCOUNT section using your account information and Password and click the Account Profile link on the left-hand side of the page. Select "Close My Account", and complete the form provided.
