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Call Law Enforcement The first step after the accident is to call police officers to the accident scene. The police can make sure that you and others are safe, call an ambulance if needed, and write up an accident report. Law enforcement officers respond to car accidents every day. They are prepared to help.
You are required by the NY State Vehicle and Traffic Law to file an accident report if you are involved in any accident where there is damage to the property of one individual (including yourself) that is more than $1,000. The report must be filed within 10 days.
New York law requires that you report within ten days any accident that you are involved in that results in: $1,000 or more in property damage. Injury. Death.
Use form MV-104 to report accidents involving motor vehicles. Required to be filed with DMV by all drivers involved in reportable motor vehicle accidents. See Motorist Accident Reports. Cover Sheet for Police Accident Report forms MV-104A and MV-104AN.
New York is a ?no-fault? insurance state, which means that insureds are generally reimbursed by their insurance company for damages regardless of who was responsible for causing the accident.
Call 911 or police to ensure emergency personnel can treat injured people on the scene and to make sure a police report is made. If you don't need to be taken by ambulance to be treated at the hospital, be sure to seek medical treatment as soon as possible at the ER, urgent care, or your general practitioner.
(NOTE: A Report of Motor Vehicle Accident must be filed with the Department of Motor Vehicles within 10 days of a collision if the collision caused damage over $1,000 to the property of any one person. Failure to do so can result in suspension of your driver's license.)