A promissory note is a promise in writing made by one or more persons to another, signed by the maker, promising to pay at a definite time a sum of money to a specific person or to "bearer." The maker is the person who writes out and creates the note. A guaranty is a contract under which one person agrees to pay a debt or perform a duty if the other person who is bound to pay the debt or perform the duty fails to do so.
Joint and several liability refers to a shared responsibility for a debt or a judgment for negligence, in which each debtor or each judgment defendant is responsible for the entire amount of the debt or judgment. The person owed money can collect the entire amount from any of the debtors or defendants and not be limited to a share from each debtor.
Nevada Complaint Against Makers of Promissory Note and Personal Guarantors for Joint and Several Liability
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File a complaint with government or consumer programs File a complaint with your local consumer protection office. Notify the Better Business Bureau (BBB) in your area about your problem. The BBB tries to resolve complaints against companies. If you think you may have experienced a scam, report it to the FTC.
A hardcopy complaint form can be requested by contacting Nevada Consumer Affairs by calling 1-844-594-7275.
Complaints should be filed: On the Attorney General's website here; or. By contacting the Bureau of Consumer Protection's hotline toll free at (888) 434-9989.
Consumer Advocate and Chief Deputy Attorney General Eric Witkoski oversees the unit which has offices in Las Vegas and Carson City.
The State Bar of Nevada's Office of Bar Counsel investigates allegations of professional misconduct, pursuant to the Rules of Professional Conduct. If you wish to file a complaint, it must be in writing, either by U.S. Mail or via the online complaint form.
Nevada Consumer Affairs helps people that have experienced a financial hardship or loss because of fraud or a deceptive business practice in Nevada.