Nevada Default is the process of when a borrower fails to make payments on a loan or other debt obligation. In Nevada, a default can occur when the borrower is at least 30 days past due on their payments. There are two types of Nevada Default: judicial foreclosure and non-judicial foreclosure. Judicial foreclosure is the process where a lender must file a lawsuit to the court in order to obtain the title of the property. Non-judicial foreclosure occurs when a lender has the right to sell the property without going to court. In both cases, the debt obligation must be at least 90 days past due before the lender can take action. After a foreclosure, the lender will be able to collect any remaining debt from the borrower.