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Report the Accident In New Mexico if the car accident resulted in injury, death, or property damage of $500 or more, it is required that the drivers immediately call the police. When you call the police to inform them of the accident, an officer should arrive to the scene and take your report.
Here in New Mexico, you must report the accident immediately and you have 3 years to open a claim for any bodily injuries, and 4 years for any damages to your property. ing to the state, that date starts the day of your injury/ accident, or on the date, you discovered the injury.
If you gave the driver permission to drive, then your car insurance will cover the accident. But if you can prove they weren't given permission to drive or if they're specifically excluded from your policy, then your insurance won't cover them and they'll be liable for the damage they caused.
In New Mexico, as is the case in most states, car insurance typically follows the car, not the driver. This means if a friend or family member borrows your car and causes an accident, your insurance will typically be responsible for any damages.
If you have opted for collision coverage as a part of your policy, then any damage sustained by your vehicle will be covered by your insurance, even if you were not the one driving at the time of the crash.
The statute of limitations in New Mexico is three years, starting on the day of the accident. This means you have until that date to file a lawsuit for your auto accident injury. There are certain circumstances that will allow you to file a claim after this date.
Permissive Use In California: Owner's Limited Liability The general rule is this: if the at-fault driver was operating the vehicle with permission from the owner, the owner is liable for the accident. This is the ?permissive use? principle, stated in California Vehicle Code section 17150.
Before lending a car to a family member or a friend, ensure that you have checked or done the following: Check if the borrower has a valid driver's licence. Place a copy of the registration and insurance policy in the car. Let the borrower know where these are located, too.