"Lender Environmental Insurance" is a American Lawyer Media form. The following model form has been provided by permission of Zurich-American Insurance Group and Steadfast Insurance Company for lender environmental insurance.
New Mexico Lender Environmental Insurance
State:
Multi-State
Control #:
US-LEI897
Format:
Word;
PDF;
Rich Text
Instant download
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FAQ
Environmental Protection (ALTA 8.1): Overview ALTA has developed the 8.1 (Environmental Protection) Endorsement, which provides affirmative insurance that there are no liens recorded for the cleanup of hazardous wastes on the insured property.
An environmental insurance underwriter closely works with a broker, agent, or insured to assess the insured's pollution exposure risks. Based on the size of the insured's business, number of years in business, previous loss history, and other factors, the underwriter will work to provide the coverage needed.
What Is An EPA Endorsement On Title Insurance? ALTA's Environmental Protection Lien (Endorsement 8.1 and 8.1-06) protects the insured from any damage that might occur on their residential property due to environmental liens that aren't declared as exceptions to the title policy.
Minerals and Surface Damage Endorsement (T-19.3) This endorsement is issued as part of the policy. Except as it expressly states, it does not (i) modify any of the terms and provisions of the policy, (ii) modify any prior endorsements, (iii) extend the Date of Policy, or (iv) increase the Amount of Insurance.
A major concern in the market is a great number of insureds mistakenly believe they are covered for pollution releases under their general liability and property policies. However, these policies either restrict or exclude such coverage, leaving their policyholders exposed to potentially costly risks.
Environmental liability insurance, also known as pollution insurance, provides businesses with liability coverage for environmental risks from pollution exposures, as well as any pollution legal liability and cleanup costs they might face.
Title endorsements add additional protections against loss or damage to a property under special circumstances. With close to 100 endorsements to choose from ? and help from an attorney or title company ? a homeowner can build a protection plan that's more custom fit to their unique home.
Title Insurance Policy A title insurance policy maintained with respect to a Mortgage Loan. Endorsement means a written endorsement issued by Us on the Schedule to record any changes to the applicable terms and conditions of this Policy or the details contained in the Schedule.
