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Ing to New Jersey Revised Statute § 2A:14-2, you have two years from the date of the car accident to file a personal injury claim. If you need to recover compensation to pay for vehicle damage, Revised Statute § 2A:14-1 states that you have six years from the date of the incident to file a property damage claim.
In total, insurance companies typically can take no more than 85 days from the receipt of your claim to deny or settle a claim (15 days to acknowledge receiving the claim, 40 days to accept or deny the claim, and 30 days to pay). In most cases, you can expect your settlement check about 6 weeks after you settle.
In New Jersey, the statute of limitations to file a personal injury lawsuit is two years. This is the deadline for both bodily injury and property damage claims after a car accident. The clock normally starts ticking on the date that the car accident takes place.
How Long Does a Car Accident Settlement Take in New Jersey? Most average personal injury car accident cases in New Jersey can take anywhere from six months to two years to resolve. The duration of your case will vary depending on its specifics, including whether it goes to trial.
For example, in most cases, your state will keep a record of a car accident for three to five years. This is, in fact, the case for New Jersey, and drivers can access their driving records by accessing their Driver History Abstract on the MVC's website.
New Jersey requires you to file an accident report within 10 days of the accident. If you wish to file a lawsuit, you have up to two years for an injury claim and six years for a property damage claim.
How long does a car accident stay on my insurance? The answer to this question will again come down to the specific insurer, but generally, an insurer will only consider the last three-to-five years of your driving record when determining your rates.
Several types of driving records from the past five years can appear on an MVR report in New Jersey, including license status and type, moving violations, traffic citations, and accidents.