The New Jersey Statewide Mediation (Non-Foreclosure) Program provides homeowners facing foreclosure with an alternative to the court system. This program, sponsored by the New Jersey Department of Banking and Insurance, offers free mediation services to homeowners who are in foreclosure proceedings or who are facing foreclosure. The program provides homeowners with a neutral third-party mediator to help them resolve their foreclosure issues. The program also provides homeowners with information about their rights and options to help them make informed decisions about their future. The New Jersey Statewide Mediation (Non-Foreclosure) Program offers three different types of brochures: 1. Homeowner's Guide to Foreclosure Mediation: This brochure provides homeowners with an overview of the New Jersey Statewide Mediation (Non-Foreclosure) Program, including the services provided and how to access them. 2. Foreclosure Mediation Program Application: This brochure provides homeowners with information on how to apply for foreclosure mediation services and the forms they need to fill out. 3. Foreclosure Mediation Program Overview: This brochure provides homeowners with an overview of the foreclosure mediation process, including how to prepare for a mediation session and what to expect. The New Jersey Statewide Mediation (Non-Foreclosure) Program is designed to help homeowners who are facing foreclosure. By providing free mediation services and information about their rights and options, the program can help homeowners avoid foreclosure and keep their homes.