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If you or one of your patients have a question, issue of concern or need assistance, please contact the Department's Consumer Services Unit at 800-852-3416 or via email at consumerservices@ins.nh.gov.
If you're found responsible for an auto accident, you can expect your car insurance rates to increase. In New Hampshire, the average insurance rate after an at-fault crash is $1,933, versus the U.S. average of $2,012. A major accident like an at-fault crash will stay on your insurance record for up to three years!
New Hampshire is a "fault" state, which means that at-fault motorists may be held liable for the injuries and damages they cause. Therefore, victims of negligent drivers must prove who was responsible for the accident in order to pursue compensation for their losses.
If your insurance company fails to adhere to time requirements and is using tactics to avoid settling, you may have valid legal grounds to file a bad faith insurance lawsuit. You may receive the original settlement amount with added interest and penalties.
Section Ins 1001.02 - Claims Settlement Time Limits (a) A complete decision regarding member payment or coverage or denial shall be made by the insurer within 30 days of receipt of any health insurance claim.
Ing to Value Penguin, claims adjusters who work for insurance companies try to pay the smallest amount possible for the damages that occurred to your vehicle. Before you accept the first offer you receive from an insurance company, be aware that you can negotiate to get what you deserve.
Information To Include in Your Letter Give the basics. Tell your story. Tell the company how you want to resolve the problem. Be reasonable. File your complaint. Your Address. Your City, State, Zip Code. [Your email address, if sending by email] Date.