New Hampshire Complaint by Consumer against Wrongful User of Credit Information

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Multi-State
Control #:
US-01453BG
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Word; 
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Description

The Fair Credit Reporting Act regulates the use of information on a consumer's personal and financial condition. The most typical transaction which this Act would cover would be where a person applies for a personal loan or other consumer credit. Consumer credit is credit for personal, family, or household use, and not for business or commercial transactions. The purpose of the Act is to insure that consumer information obtained and used is done in such a way as to insure its confidentiality, accuracy, relevancy and proper utilization. Credit reporting bureaus are not permitted to disclose information to persons not having a legitimate use for this information. It is a federal crime to obtain or to furnish a credit report for an improper purpose.

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FAQ

File a report with the Federal Trade Commission. File your report at ReportFraud.ftc.gov. Visit USA.gov/consumer. You'll find information on filing complaints about specific types of products, steps to filing a complaint with a seller or manufacturer, links to product recall information, and more.

The Bureau requires all complaints to be submitted in writing using a consumer complaint form. Instructions for downloading/accessing the form are included below. When filling out the complaint form, please provide as much detail as possible. This is necessary for the Bureau to fully evaluate your complaint.

A consumer complaint or customer complaint is "an expression of dissatisfaction on a consumer's behalf to a responsible party" (London, 1980). It can also be described in a positive sense as a report from a consumer providing documentation about a problem with a product or service.

You can file a complaint about your bank or lender with the Attorney General's Public Inquiry Unit. Complaints are used by the Attorney General's Office to get information about misconduct and to determine whether to investigate a company.

New Hampshire's principal consumer protection law is called "Regulation of Business Practices for Consumer Protection" but it is commonly known as the "Consumer Protection Act." The Consumer Protection Act is patterned after the Federal Trade Commission Act and, like its federal counterpart, the New Hampshire law ...

New Hampshire's principal consumer protection law is called "Regulation of Business Practices for Consumer Protection" but it is commonly known as the "Consumer Protection Act." The Consumer Protection Act is patterned after the Federal Trade Commission Act and, like its federal counterpart, the New Hampshire law ...

The UDUCPA prohibits debt collectors from using unfair or deceptive practices to collect a debt.

Main Office Information Telephone: (603) 271-3658. Fax: (603) 271-2110. TDD Access: Relay NH 1-800-735-2964. Email: attorneygeneral@doj.nh.gov.

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New Hampshire Complaint by Consumer against Wrongful User of Credit Information