New Hampshire Complaint for Wrongful Repossession of Automobile and Impairment of Credit

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Multi-State
Control #:
US-01419BG
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Word; 
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Description

The tort of conversion occurs when personal property is taken by a defendant and kept from its true owner without permission of the owner. Conversion is the civil side of the crime of theft. In an action for conversion, the taking of the property may be lawful, but the retaining of the property is unlawful. To succeed in such an action, the plaintiff must prove that he or she demanded the property returned and the defendant refused to do so.


This form is a generic complaint and adopts the "notice pleadings" format of the Federal Rules of Civil Procedure, which have been adopted by most states in one form or another. This form is for illustrative purposes only. Local laws should be consulted to determine any specific requirements for such a form in a particular jurisdiction.

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  • Preview Complaint for Wrongful Repossession of Automobile and Impairment of Credit
  • Preview Complaint for Wrongful Repossession of Automobile and Impairment of Credit
  • Preview Complaint for Wrongful Repossession of Automobile and Impairment of Credit

How to fill out Complaint For Wrongful Repossession Of Automobile And Impairment Of Credit?

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FAQ

Florida state laws govern the Florida car repossession process. Florida Title 33, Section 537.012, specifically governs car repossessions. There are also consumer laws and laws governing contracts that come into play. Generally, car loan contracts permit a car repossession after one missed loan payment.

Once you are in default, your creditor may repossess your car at any time without prior notice and may come onto your property to do so. However, the creditor may not commit a ?breach of the peace? by using physical force or threats of force.

In New Hampshire, by law lenders can't start a repossession until after borrowers are 10 days late on their car loan payments. While this sets a minimum time lenders must follow, the repossession timeline will also depend on your contract.

Repossessions can occur at any time of day or night ? while at the supermarket, taking the kids to school, at a relative's home for holiday dinner, or while asleep. Even if a borrower anticipates a repossession may occur, it never happens at a good time.

Can a repo man move another car to get yours? No, a repossession agent may not do that. But, if the repossession company can't access your car because it is hidden, blocked, or locked up, your lender goes to court to get a replevin. Replevin is a court order compelling the collection of the vehicle.

Some lenders may charge as much as $700 or more for a repossession, while others may only charge a few hundred dollars. If you are facing repossession, it is important to know how much the fees will be so that you can budget ingly.

The Automatic Stay Will Stop Car Repossession in Florida When you file either Chapter 7 or 13 bankruptcy an ?automatic stay? is put into place under bankruptcy law. The automatic stay will instantly stop car repossession as soon as the case is filed with the court.

How Many Payments Can I Miss Without Risking a Repossession in Florida? Legally, Florida statutes allow lenders to repossess a car as soon as the borrower misses one payment.

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New Hampshire Complaint for Wrongful Repossession of Automobile and Impairment of Credit