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28-639. Identity theft; penalty; restitution. (3)(a) Identity theft is a Class IIA felony if the credit, money, goods, services, or other thing of value that was gained or was attempted to be gained was five thousand dollars or more. Any second or subsequent conviction under this subdivision is a Class II felony.
If your child is a victim of identity theft Contact the Federal Trade Commission (FTC) to report the ID theft and get a recovery plan. Contact your local law enforcement and get a police report. Contact the fraud departments of companies where accounts were opened in your child's name.
Call the local police. The Nebraska Attorney General´s Office recommends that you inform local police as well as federal law enforcement through the Federal Trade Commission. You may need to file a police report to back up the validity of your identity theft claim to your credit card and banking companies.
Dear Sir or Madam: I am a victim of identity theft. I recently learned that my personal information was used to open an account at your company. I did not open or authorize this account, and I therefore request that it be closed immediately.
What Is Child Identity Theft (and How Bad Is It)? Open new bank or credit card accounts in their name. Take out fraudulent loans with multiple financial institutions. Buy vehicles and take out auto loans. Apply for government benefits such as unemployment or pandemic relief funds.
Thus, the discovery of this crime can go undetected until a child becomes an adult and seeks credit, only to find a history of falsely obtained credit in existence. The damage caused by child identity theft can vary from a single fraudulent bill in collections to a foreclosed mortgage.
The effects of child identity theft can be severe, including being denied a loan for major purchases such as buying a car or going to school due to bad credit. Identity theft may also prevent your child from getting a job or receiving government benefits such as healthcare or nutrition assistance.
They may think it's okay to use their child's identity temporarily. But if you don't pay it back, you will damage your child's credit score and set them up for financial hardship when they reach adulthood. The law remains the same, regardless of the circumstances.