This Handbook provides an overview of federal laws affecting the elderly and retirement issues. Information discussed includes age discrimination in employment, elder abuse & exploitation, power of attorney & guardianship, Social Security and other retirement and pension plans, Medicare, and much more in 22 pages of materials.
Nebraska USLF Multistate Elder and Retirement Law Handbook - Guide
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Multi-State
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US-001HB
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FAQ
The system provides retirement benefits for state employees. The system provides a cash balance pension, a retirement plan that typically offers a modest but stable monthly retirement income that lasts the remainder of a retiree's life.
Social Security Benefits Social Security retirement benefits may be commenced as early as age 62 although monthly benefit payments will be reduced. Social Security benefits may also be delayed until age 70 which will increase the monthly benefit payment amount.
How many state and local pension plans are there? State and local governments sponsor more than 5,500 pension plans. Nearly 21 million members participate in these plans, including active public employees, former public employees who have earned benefits that they are not yet collecting, and current retirees.
Teachers who are hired in Nebraska must apply to the Nebraska Public Employees' Retirement System ? a mandatory pension system that offers educators and public employees with lifetime retirement benefits.
The State Employees' Retirement Plan (the Plan) is designed to provide retirement benefits in recognition of service to the state of Nebraska and is administered by the Public Employees' Retirement Board (PERB). The State Employees' Retirement Plan began as a Defined Contribution Plan in 1964.
In 1998, legislation for a "Rule of 85" benefit was passed. This legislation allows a member who is at least 55 to retire with unreduced benefits when the member's age and years of service equal 85. For members hired (or rehired as a new member) on or after July 1, 2018, the minimum age for the "Rule of 85" is 60.
One-half year of service can be combined with one-half year of age to also reach the Rule of 85 (i.e. 55 ½ years of age added to 29 ½ years of service equal 85). Retirement under the Rule of 85, as well as all other forms of early retirement, requires the retiree to have reached at least 55 years of age.
