North Dakota Guide for Protecting Deceased Persons from Identity Theft

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Multi-State
Control #:
US-00727
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Word; 
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Description

This Guide for Protecting Deceased Persons from Identity Theft will assist you in protecting an individual’s identifying information from identity theft after they have died. It is also helpful in dealing with creditors, credit reporting agencies, law enforcement agencies and other entities if a deceased person’s identification is lost or stolen.
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  • Preview Guide for Protecting Deceased Persons from Identity Theft
  • Preview Guide for Protecting Deceased Persons from Identity Theft
  • Preview Guide for Protecting Deceased Persons from Identity Theft
  • Preview Guide for Protecting Deceased Persons from Identity Theft
  • Preview Guide for Protecting Deceased Persons from Identity Theft
  • Preview Guide for Protecting Deceased Persons from Identity Theft
  • Preview Guide for Protecting Deceased Persons from Identity Theft
  • Preview Guide for Protecting Deceased Persons from Identity Theft

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FAQ

Even after someone dies, it's still possible for criminals to use their information to illegally open credit cards, apply for loans, file fraudulent tax returns, and buy goods and services. In some cases, thieves intentionally steal the identity of someone who has died ? a practice known as ghosting.

Contact banks, credit unions, credit card companies, and other financial institutions that hold accounts in your loved one's name, and notify those companies of your family member's death. This way, the system can flag any attempts to use the deceased person's identity via their financial accounts.

Follow these tips to reduce the risk of a deceased person from having their identity stolen: Send copies of the death certificate to each credit reporting bureau, asking them to put a ?deceased alert? on the credit reports. Review the deceased taxpayer's credit report for questionable credit card activity.

Notify credit bureaus Notify the three major credit bureaus (Equifax®, Experian? and TransUnion®) and put a credit freeze on the deceased's account. This will prevent anyone from opening new accounts or credit cards in their name. Unfortunately, identity theft is not uncommon after a loved one passes away.

Sadly, after a loved one dies, a criminal could still use their personal information to commit fraud. Sometimes referred to as ?ghosting,? this type of identity theft can add stress to an already difficult time.

Identity theft happens when someone uses your personal or financial information without your permission. It can damage your credit status and cost you time and money.

Identity thieves can strike even after death. An identity thief's use of a deceased person's Social Security number may create problems for family members. This type of identity theft also victimizes merchants, banks, and other businesses that provide goods and services to the thief.

Follow these tips to reduce the risk of a deceased person from having their identity stolen: Send copies of the death certificate to each credit reporting bureau, asking them to put a ?deceased alert? on the credit reports. Review the deceased taxpayer's credit report for questionable credit card activity.

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North Dakota Guide for Protecting Deceased Persons from Identity Theft