North Carolina Participation Agreement between Variable Insurance Products Fund, III, Lincoln Life and Annuity Company of New York
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How to fill out Participation Agreement Between Variable Insurance Products Fund, III, Lincoln Life And Annuity Company Of New York?
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FAQ
A variable annuity is a contract between you and an insurance company, under which the insurer agrees to make periodic pay- ments to you, beginning either immediately or at some future date. You purchase a variable annuity contract by making either a single purchase payment or a series of purchase payments.
Lincoln Level Advantage® indexed-linked variable annuity is a long-term investment product designed for retirement purposes. There are no explicit fees associated with the indexed-linked account options available.
Trigger?A stated rate is received as long as the index return is not negative over a specific time, such as one year. Example?If the stated rate is 4% and the index return is zero or greater, your contract would receive 4%.
Lincoln Level Advantage® is a long-term investment product that offers tax-deferred growth, access to a lifetime income stream and death benefit protection.
Variable life insurance is a permanent life insurance policy with an investment component. The policy has a cash-value account with money that is invested, typically in mutual funds. As a permanent life insurance policy, variable life insurance pays a death benefit to your beneficiaries when you die.
Index variable annuities are designed to help you accumulate assets for retirement and provide some protection for a portion of your retirement assets. An index variable annuity may be a good choice if you're willing to take on some level of risk with the opportunity to grow your assets.
Allianz Index Advantage+? Variable Annuity. Index Advantage+?, our core registered index-linked annuity (RILA), is designed to help you accumulate money for retirement. It can give you long-term growth potential ? plus a level of protection through multiple index options.
With the performance trigger strategy, your account is credited a set amount, called a trigger rate, if the index change is positive or flat at the end of the term. If the index return is negative, you can help protect it with a protection level or floor protection.