This form is a disclosure of compensation of a bankruptcy petition preparer. The bankruptcy petition preparer declares that the information submitted is true and correct to the best of his/her knowledge.
North Carolina Disclosure of Compensation of Non-Attorney Bankruptcy Petition Preparer - For 2005 Act
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This code section then requires a comparison between the debtor's "current monthly income" and the median income for the debtor's state. If the debtor's income exceeds the median income, then the debtor must apply the means test.
In 2005, Congress passed the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) after heated debate. The new law was designed to deter people from pursuing bankruptcy by making filing for it more difficult and expensive, as well as less financially advantageous.
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) was passed by Congress and signed into law by President Bush in April 2005. Some of the reforms included tightened eligibility requirements and an emphasis on consumer education.
Credit counseling In addition, no individual may be a debtor under chapter 11 or any chapter of the Bankruptcy Code unless he or she has, within 180 days before filing, received credit counseling from an approved credit counseling agency either in an individual or group briefing. Chapter 11 - Bankruptcy Basics | United States Courts uscourts.gov ? services-forms ? chapter-11-... uscourts.gov ? services-forms ? chapter-11-...
The Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA), passed in 2005, is a law intended to reform the personal bankruptcy process in the U.S. Under BAPCPA, filing for Chapter 7 personal bankruptcy became more difficult, as more stringent eligibility requirements were imposed. Bankruptcy Abuse Prevention and Consumer Protection Act Overview investopedia.com ? terms ? bapcpa investopedia.com ? terms ? bapcpa