18-202D 18-202D . . . Restricted Stock Plan and Trust Agreement for federal savings and loan association ("corporation") under which (a) corporation will contribute funds to Restricted Stock Plan ("Plan") and Plan will (i) purchase common stock in open market or (ii) purchase authorized but unissued shares of common stock from corporation, and (b) committee of Board of Directors can grant Restricted Stock Awards to directors, officers and key employees, Twenty percent of such Awards are earned and become non-forfeitable on one-year anniversary of date of grant and an additional 20% are earned and become non-forfeitable annually thereafter; provided that recipient of Award remains an employee or director of corporation during such period. Dividends paid on Restricted Stock Awards are held in arrears and distributed on date such applicable Restricted Stock Awards are earned
Montana Restricted Stock Plan and Trust Agreement of Home Federal Savings and Loan Assoc.
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FAQ
Savings and loan associations ? also known as savings banks, thrifts and thrift institutions ? are financial institutions typically owned by their customers or shareholders. Savings and loan associations were established in the 1930s to provide more affordable mortgages to consumers.
Post-Crisis S&Ls. The difference between commercial banks and S&Ls has narrowed significantly. In 2019, there were only 659 Savings and Loans, ing to the FDIC.
Post-Crisis S&Ls. The difference between commercial banks and S&Ls has narrowed significantly. In 2019, there were only 659 Savings and Loans, ing to the FDIC.
The S&L crisis culminated in the collapse of hundreds of savings & loan institutions and the insolvency of the Federal Savings and Loan Insurance Corporation, which cost taxpayers many billions of dollars and contributed to the recession of 1990?91.
Banks are community, regional or national for-profit business corporations owned by private investors and governed by a board of directors chosen by the stockholders. Savings institutions (also called savings & loans or savings banks) specialize in real estate financing.