This is a form notice to the insurance carrier of a person involved in a motor vehicle accident.
Mississippi Notice of Insurance Claim on the Policy of Another due to Motor Vehicle Accident
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How to fill out Notice Of Insurance Claim On The Policy Of Another Due To Motor Vehicle Accident?
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FAQ
Car insurance generally follows the car instead of the driver, so the car owner's insurance will cover the crash, even if someone else is driving. On the other hand, if your car is taken without permission or the driver is not licensed, the driver is responsible.
With most minor car accidents, no police report is needed for insurance. Minor dust-ups may not warrant having a police officer respond to the scene. In that case, it's up to you to chronicle the details of the incident.
Mississippi's "Fault" and "Pure Comparative Fault" Rules Fortunately for drivers who are partially at fault for their injuries, Mississippi uses the "pure comparative negligence" rule. This rule allows the court to award damages to parties as long as they are less than 100% at fault.
§ 3-4.01. Pursuant to such authority, every insurance company, either foreign or domestic, authorized to transact accident and sickness business in the State of Mississippi shall, before any policy is issued, file a copy of such policy, accompanied by a rate filing applicable to such policy.
Liability coverage is the only legally required insurance coverage in the state of Mississippi. It pays for injuries, lost wages, and pain and suffering that you inflict on another driver ? or their passengers ? in an accident in which you are at fault.
Mississippi Insurance Department - Office of the Commissioner.