Mississippi Change of Beneficiary
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How to fill out Change Of Beneficiary?
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?Learn More about PERS and Your Account Call 800-444-7377 or 601-359-3589, or e-mail us at customerservice@pers.ms.gov.
The minimum retirement age for service retirement for most members is 50 years with five years of service credit.
Survivor benefits include a one-time payment of $255 plus a percentage of the deceased worker's basic benefit. Eligible spouses are those who are at least 60 years old or 50 years old and disabled.
PERS is a defined benefit plan, which is a plan designed based on strength in numbers, automatic participation, and pooled risk so that members may receive a benefit for life at retirement.
No matter what option you select upon retirement, you will receive a monthly benefit and Cost-of-Living Adjustment (COLA) for life.
PERS 13th Check is the annual 3% cost of living increase given to current public sector employees and Mississippi retirees at the year's end. The 13th Check or payment is paid to the ex-employees entirely by employer contributions.
No provision exists for loans, partial refunds, or hardship withdrawals of member contributions. Refunding your account contributions means losing your membership in PERS as well as the accompanying service credit.
Change a beneficiary Generally, you can review and update your beneficiary designations by contacting the company or organization that provides your insurance or retirement plan. You can sometimes do this online. Otherwise, you'll have to complete, sign, and mail a paper form.