Mississippi Complaint by Consumer against Wrongful User of Credit Information

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Multi-State
Control #:
US-01453BG
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Word; 
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Description

The Fair Credit Reporting Act regulates the use of information on a consumer's personal and financial condition. The most typical transaction which this Act would cover would be where a person applies for a personal loan or other consumer credit. Consumer credit is credit for personal, family, or household use, and not for business or commercial transactions. The purpose of the Act is to insure that consumer information obtained and used is done in such a way as to insure its confidentiality, accuracy, relevancy and proper utilization. Credit reporting bureaus are not permitted to disclose information to persons not having a legitimate use for this information. It is a federal crime to obtain or to furnish a credit report for an improper purpose.

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FAQ

We protect consumers from unfair, deceptive, or abusive practices and take action against companies that break the law. We arm people with the information, steps, and tools that they need to make smart financial decisions.

Consistent with applicable law, we securely share complaints with other state and federal agencies to, among other things, facilitate: supervision activities, enforcement activities, and. monitor the market for consumer financial products and services.

Consistent with applicable law, the CFPB securely shares complaint information with other federal, state, and local agencies, including licensing authorities, to, among other things, facilitate supervision and enforcement activities and monitor the market for consumer financial products and services.

Mail or fax this completed complaint form with any attachments to: Department of Banking and Consumer Finance. PO Box 12129. Jackson, MS 39236-2129. Telephone (601)321-6901, FAX (601)321-6933. Toll free (800) 844-2499.

Having a problem with a financial product or service? We help consumers connect with financial companies to understand issues, fix errors, and get direct responses about problems. Tell us about your issue?we'll forward it to the company and work to get you a response, generally within 15 days.

You can file a complaint about your bank or lender with the Attorney General's Public Inquiry Unit. Complaints are used by the Attorney General's Office to get information about misconduct and to determine whether to investigate a company.

You can file the complaint with federal Consumer Financial Protection Bureau, which regulates credit bureaus. Call 855-411-2372 or file a complaint at .consumerfinance.gov.

Consumers can submit complaints about financial products and services by visiting the CFPB's website or by calling (855) 411-CFPB (2372).

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Mississippi Complaint by Consumer against Wrongful User of Credit Information