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Know your rights. Before diving into employment and credit laws, let's dispel a myth that's been perpetuated online. When you hear things like a bad credit score can prevent you from getting a job, it's actually not true. That's because employers don't pull your actual credit scores like a lender might, says Griffin.
It's vital to understand that employers can use employee background checks to verify your past employment history. Generally speaking, a background check for employment may show identity verification, employment verification, credit history, driver's history, criminal records, education confirmation, and more.
Common background report red flags include application discrepancies, derogatory marks and criminal records.
You have an extensive criminal history. You lied on your resume. Your credit history is poor. Your driving record revealed issues. A previous employer gave you a bad review.
Generally speaking, a background check for employment may show identity verification, employment verification, credit history, driver's history, criminal records, education confirmation, and more.Read on to learn the various types of background checks for employment, what they may show, and why they matter.
If a company is conducting a background check on you, it typically means you are a top contender for the job.Companies usually only screen the candidates that they are interested in hiring.
Remember that passing a background check isn't just about criminal history. Many employment background checks include verifications of education, work history, and professional licenses. While resume lies are common, they are also easy for employers to find.
Graphic artist. Freelance writer. Transcriptionist. Data entry. House painter.
Yes, you can be denied a job because of bad credit in 39 states and the District of Columbia, while 11 states ban the practice in most cases.In fact, your credit report won't even necessarily be pulled during the application process. And if it is, the employer is required by law to get your written permission.