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Notice of Lien, Lien Release, or Authorization to Add/Remove Name from Title (Form 4809) If your title shows a lienholder (such as a bank or credit union) on it, your lienholder must give you a notarized lien release showing that you have paid off the loan and are released from the lien.
There are only nine title-holding states: Kentucky, Maryland, Michigan, Minnesota, Missouri, Montana, New York, Oklahoma, Wisconsin. In the other 41 states, titles are issued to the lien holder of your vehicle until the loan is fully paid off.
Most title applications may be performed by completing and printing the Application for Missouri Title and License (Form 108) and submitting it to your local license office.
To record a lien on a vehicle, the name and address of the lienholder and the date of the lien must be provided on the back of the certificate of title when the seller signs the title over to the buyer. If the buyer is granting a lien to the seller for seller financing, the seller's name and address will be provided.
To add a second lien, the first lienholder's authorized agent must sign the lienholder authorization box on the notice of lien form. The owner may submit the above listed items to his or her local license office or mail them to the Motor Vehicle Bureau, Post Office Box 100, Jefferson City, MO 65105-0100.
Under Missouri law, liens must be verified by oath, and include the five items below: The formal name of the business filing the claim. A ?just and true? account of the demand for payment. A truthful description of the property. The identity of the property owner. The identity of the general contractor, if applicable.