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Under Minnesota's ?Safety Responsibility Act? found at Minn. Stat. § 169.09, subd. 5(a), a driver is deemed the agent of the owner and is therefore the owner is legally responsible for the negligence of the driver.
Minnesota is a "no-fault" car insurance state, which means your own car insurance pays for certain losses after an accident, no matter who caused the crash.
Subdivision 1. No person shall drive a vehicle on a highway at a speed greater than is reasonable and prudent under the conditions. Every driver is responsible for becoming and remaining aware of the actual and potential hazards then existing on the highway and must use due care in operating a vehicle.
Every driver in a crash involving $1,000 or more in property damage, or injury or death, MUST COMPLETE this form and send it to Driver and Vehicle Services within 10 days. Failure to provide this information is a misdemeanor under Minnesota Statute 169.09, subdivision 7.
The driver of any vehicle which collides with and damages any vehicle which is unattended shall immediately stop and either locate and notify the driver or owner of the vehicle of the name and address of the driver and owner of the vehicle striking the unattended vehicle, shall report the same to a police officer, or ...
The Minnesota No-Fault Automobile Insurance Act requires Minnesota residents and nonresidents to maintain basic economic loss benefits and automobile liability coverage (also known as Personal Injury Protection or PIP) on vehicles they own.
Hit and run accidents that involve bodily harm or death to another person are charged as felony offenses. If bodily harm occurs, a driver can face fines up to $4,000 and up to one year in jail. If the hit and run results in death to another person, a driver can face fines up to $5,000 and up to three years in jail.