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But the biggest reason Michigan drivers pay more for car insurance than anyone else in the country is that it is the only state with unlimited lifetime coverage for catastrophic injuries. This means victims of life-changing crashes receive unlimited medical coverage for the rest of their lives.
Michigan No-Fault Insurance Reform Effective July 2020 Under the current law, drivers are required to carry unlimited medical coverage to pay for any expenses if they are injured in an auto accident. The new law now allows drivers to choose their level of medical coverage.
Parties may obtain discovery regarding any non-privileged matter that is relevant to any party's claims or defenses and proportional to the needs of the case, taking into account all pertinent factors, including whether the burden or expense of the proposed discovery outweighs its likely benefit, the complexity of the ...
Yes, Michigan is one of 12 states that use a variant of ?no-fault? auto insurance. In a no-fault system, your own auto insurance coverage covers your medical care and other out-of-pocket expenses after a car accident, up to the policy limits, irrespective of who caused the accident.
Michigan has No-Fault insurance because the tort liability system that preceded it was hurting car accident victims, not helping them. Seriously injured victims were denied compensation or they were systematically under-compensated.
If you are hurt in an accident, Personal Injury Protection (PIP) benefits will pay for all reasonable and necessary medical expenses for your lifetime up to the maximum coverage amount selected in the affected policy and will also pay wage loss, survivor's loss benefits, and replacement services for up to three years ...
While the court ruled the no-fault amendment did not modify the benefits provided ahead of the changes, it dismissed the constitutional challenges due to lack of standing.
Your no-fault insurance DOES NOT pay for repairs to your car if it is damaged in an accident. If your car is properly parked and hit by another car, the other driver's no-fault coverage will pay for the damage to your car.