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File a police report. When you speak to your local police department about filing your report, have a printed copy of your ID Theft Complaint form, your cover letter, and your supporting documentation.
If you discover that someone is using your child's personal information, here's what to do right away: Step 1: Report and close the fraudulent accounts. Contact the companies where fraud happened. ... Step 2: Freeze your child's credit report. ... Step 3: Report child identity theft.
The effects of child identity theft can be severe, including being denied a loan for major purchases such as buying a car or going to school due to bad credit. Identity theft may also prevent your child from getting a job or receiving government benefits such as healthcare or nutrition assistance.
Warning Signs of Child Identity Theft Unexpected bills addressed to your child. Collection notices that arrive by mail or phone, targeting your child. Denial of government benefits for your child on the basis that they've already been paid to someone using your child's Social Security number.
If your child is a victim of identity theft Contact the fraud departments of companies where accounts were opened in your child's name. Ask them to close the account and send you a letter of confirmation.
Dear Sir or Madam: I am a victim of identity theft. I recently learned that my personal information was used to open an account at your company. I did not open or authorize this account, and I therefore request that it be closed immediately.
To report identity theft, contact: The Federal Trade Commission (FTC) online at IdentityTheft.gov or call 1-877-438-4338. The three major credit reporting agencies. Ask them to place fraud alerts and a credit freeze on your accounts.
What is child identity theft? Adults are not the only targets of identity theft. In fact, children under the age of 18 can also become victims. Child identity theft happens when someone uses a minor child's personal information, such as name and Social Security number, usually to obtain credit or employment.