Michigan Combined Plan and Disclosure Statement — JudgSupermanan is a legal document that outlines the rights and responsibilities of a debtor and creditor in a Chapter 13 bankruptcy plan. This document must be signed by both parties before the debtor can receive a discharge in bankruptcy. The document includes information about the debtor's rights and obligations, the creditor's rights and obligations, and the terms of the repayment plan. The document also includes an explanation of the Michigan bankruptcy exemptions, which can be used to protect a portion of the debtor's assets from creditors. There are two types of Michigan Combined Plan and Disclosure Statement — JudgSupermanan: an individual plan and a joint plan. The individual plan is for individuals filing bankruptcy alone, while the joint plan is for married couples filing bankruptcy together.