This is an Affidavit of Judgment Debtor to be used in the Small Claims Court in the State of Michigan. A Judgment Debtor will use this form to provide information about himself/herself to the Judgment Creditor.
Michigan Affidavit of Judgment Debtor
State:
Michigan
Control #:
MI-020-SC
Format:
PDF
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FAQ
Even after you win a lawsuit, you still have to collect the money awarded in the judgmentthe court won't do it for you. Financially sound individuals or businesses will routinely pay a judgment entered against them. However, not everyone will be as willing. If necessary, legal ways to force payment exist.
If you do not pay the judgment, the judgment creditor can "garnish" your wages.If you make an agreement, the withholding of your wages will stop or be changed to a smaller amount you agree on. This may also avoid a court hearing. If your wages are garnished, the Sheriff will send you information.
In order to vacate a judgment in California, You must file a motion with the court asking the judge to vacate or set aside the judgment. Among other things, you must tell the judge why you did not respond to the lawsuit (this can be done by written declaration).You may even be able to win the case.
Once the creditor has a money judgment, it can use various methods to collect on that judgment. It can garnish your wages, place a levy on your bank account, or place a lien against any real estate that you own. For a comprehensive guide to dealing with debt, get Solve Your Money Troubles.
A creditor cannot take all of your property. Up to $1,000 worth of certain personal property may be exempt from seizure.
If someone owes you $10,000 or less, then you can sue in a California small claims court. If you are owed more than $10,000, you can still sue in small claims, but you have to waive any additional amount you are owed.You agree to sue for only the $10,000.
If the defendant refuses to pay voluntarily, the money judgment will allow you to use collection techniques like wage garnishments, property liens, and bank account levies to access the following types of property: Personal income. An easy way to recover is to take a portion of the defendant's wages each month.
A simple way to collect a judgment is by deducting money out of the debtor's paycheck using a wage garnishment. The debtor must have a decent income because both the federal government and states cap the amount you can take, and certain types of income, like Social Security, are off-limits.
In every state, a judgment lien can be attached to the debtor's real estate -- meaning a house, condo, land, or similar kind of property interest. And some states also allow judgment liens on the debtor's personal property -- things like jewelry, art, antiques, and other valuables.