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Many credit cards offer a welcome bonus, which means new cardholders earn extra rewards, such as cash back, points or miles, when they use their card. To earn the bonus, you usually have to reach a minimum spending requirement within the first few months of opening your account.
Rewards programs may offer cash back on purchases, tangible services like airline miles, no interest as an introductory period or low interest, or discounts and special rates on travel and travel amenities. Some credit card reward programs combine these and other benefits.
Here are some great ways to get free money for signing up: Chase Total Checking: $200. Discover Online Savings Account: $200. Swagbucks: $10. MyPoints: $5. InboxDollars: $5. Branded Surveys: $1. Rakuten: $30. Ibotta: $5.
NerdWallet's Best Credit Card Bonuses for New Cardholders of November 2023 Wells Fargo Active Cash® Card: Best for $200 cash rewards bonus. Chase Sapphire Preferred® Card: Best for Chase Ultimate Rewards® points. U.S. Bank Cash+® Visa Signature® Card: Best for $200 cash back. Chase Freedom Flex?: Best for $200 cash back.
Welcome bonus: The Chase Sapphire Preferred® Card paves the way for you to earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. that's $750 when you redeem through chase ultimate rewards®..
Best credit card sign-up bonuses of November 2023 Best overall: Capital One Venture Rewards Credit Card (see rates and fees) Runner-up: Chase Freedom Unlimited® Best for travel: Chase Sapphire Preferred® Card. Best for cash back: Chase Freedom Flex? Best for premium perks: The Platinum Card® from American Express.
Incentives and offers Most credit cards come packed with offers and incentives to use your card. These range from cash back to rewards point accumulation each time you swipe your card, which can later be redeemed as air miles or used towards paying your outstanding card dues.