Maine Consent to Discuss Consumer's File in Presence of Third Person

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Multi-State
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US-01408BG
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Description

The Fair Credit Reporting Act provides that the consumer, in obtaining disclosure of information in the consumer's file from a consumer reporting agency personally, is permitted to be accompanied by one other person of the consumer's choosing, which person must provide reasonable identification. The act further provides that the consumer reporting agency may require the consumer to furnish a written statement granting permission to the consumer reporting agency to discuss the consumer's file in such person's presence.

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FAQ

Approximately 13 states have chosen all-party consent; these include California, Connecticut, Delaware, Florida, Illinois, Maryland, Massachusetts, Michigan, Montana, Oregon, Nevada, New Hampshire, Pennsylvania, and Washington.

Maine law prohibits the recording or interception of oral or phone conversations without the consent of one party. Violations are criminally punishable by jail time and/or fines, and can also be the basis for civil liability.

A constant question asked daily in Maine is "what is the age of sexual consent?" The Romeo and Juliet exception in Maine allows consensual sexual contact between 14 years or 15 years old and those up to 5 years older.

The Law. The Health Insurance Portability and Accountability Act (HIPAA) Privacy and Security Rules help protect your healthcare information. HIPAA tells us how we may use your protected health information, and the types of safeguards that are required to keep your information secure.

Maine bars the recording, interception, use or disclosure of any in-person or telephonic conversation without the consent of at least one party to the conversation.

Under California Penal Code Section 632, when a confidential conversation is recorded without that person's knowledge or permission, the person doing the recording could be charged with criminal eavesdropping. Therefore, employers cannot record audio conversations without the consent of employees.

A person is guilty of violation of privacy if, except in the execution of a public duty or as authorized by law, that person intentionally: A. Commits a civil trespass on property with the intent to overhear or observe any person in a private place; [PL 1997, c. 467, §1 (AMD).]

Violation of Privacy, ing to Maine Law, is recording someone who otherwise has a reasonable expectation of not being recorded such as in our homes, department store changing rooms, and public restrooms. Violation of Privacy can have serious consequences.

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Maine Consent to Discuss Consumer's File in Presence of Third Person