The decree of the bankruptcy court which terminates the bankruptcy proceedings is generally a discharge that releases the debtor from most debts. A bankruptcy court may refuse to grant a discharge under certain conditions.
Maryland Complaint Objecting to Discharge by Bankruptcy Court on the Grounds that Transaction was Induced by Fraud Regarding Debtor's Financial Condition
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US-01070BG
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How to fill out Complaint Objecting To Discharge By Bankruptcy Court On The Grounds That Transaction Was Induced By Fraud Regarding Debtor's Financial Condition?
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In a unanimous decision, the Supreme Court held that § 523(a)(2)(A) of the Bankruptcy Code precludes a debtor from discharging a debt obtained by fraud, regardless of the debtor's own culpability.
Conditions for Denial of Discharge You've hidden, destroyed, or failed to keep adequate records of your assets and financial affairs. You lied or tried to defraud the court or your creditors. You failed to explain any loss of assets. You refused to obey a lawful order of the court.
If a debt arose from the debtor's intentional wrongdoing, the creditor can object to discharging it. This might involve damages related to a drunk driving accident, for example, or costs caused by intentional damage to an apartment or other property.
Filing for Chapter 7 bankruptcy eliminates credit card debt, medical bills and unsecured loans; however, there are some debts that cannot be discharged. Those debts include child support, spousal support obligations, student loans, judgments for damages resulting from drunk driving accidents, and most unpaid taxes.
The court may deny a chapter 7 discharge for any of the reasons described in section 727(a) of the Bankruptcy Code, including failure to provide requested tax documents; failure to complete a course on personal financial management; transfer or concealment of property with intent to hinder, delay, or defraud creditors; ...
Key Takeaways. Types of debt that cannot be discharged in bankruptcy include alimony, child support, and certain unpaid taxes. Other types of debt that cannot be alleviated in bankruptcy include debts for willful and malicious injury to another person or property.
Section 523 of the Bankruptcy Code exempts from discharge ?any debt . . . for money, property, services, or an extension, renewal, or refinancing of credit, to the extent obtained by . . . false pretenses, a false representation, or actual fraud. . . .? 11 U.S.C. § 523(a)(2)(A).
