Maryland Judgment
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How to fill out Judgment?
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FAQ
A creditor who obtains a judgment against you is the "judgment creditor." You are the "judgment debtor" in the case. A judgment lasts for 12 years and the plaintiff can renew the judgment for another 12 years.
The court order requiring the other person to pay you is called a judgment. It is automatically recorded in the court that heard your case. You usually have to wait 10 days before you can take further legal action to enforce the judgment.
10 days following the judgment, the creditor becomes a judgment creditor and can begin the wage garnishment process. Under Md. Rule 3-646, the judgment creditor must file a Request for Writ of Garnishment in the case, which is served upon the judgment debtor.
Judgment proof is a description of a person who does not have enough assets for a creditor to seize when a court order requires debt repayment. A debtor who is broke and unemployed can be considered judgment proof, as can a debtor who only has certain legally protected types of assets or income.
In Maryland, a judgment is only valid for twelve (12) years. If you have not been able to collect your judgment within that time, you will have to renew the judgment to continue your collection efforts. Complete the Request to Renew Judgment (form DC-CV-023) and file it with the court.
You can file a motion to revise or vacate (cancel) the judgment in writing within 30 days after the date of the judgment. This motion is usually filed to correct clerical errors, or to vacate a judgment if you believe that you were not served with the court papers or were not notified of the court date.
Statute of Limitations in Maryland The statute of limitations allows a creditor three years to collect on debts. That's a shorter timeframe than many states. There also are limits on how long a debt collector has to collect on a debt.