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It's difficult to come up with an average number for how much suing someone costs, but you should expect to pay somewhere around $10,000 for a simple lawsuit. If your lawsuit is complicated and requires a lot of expert witnesses, the cost will be much, much higher.
In Maryland, most cases must be filed within three years of the time when it was first possible to sue, but some must be filed sooner and some may be filed later. In order to commence an action, you must file a Complaint which will be supplied to you by the clerk of the court and you must pay certain court costs.
File a Complaint form (DC-CV-001) with the court. Pay the filing fee. Check the District Court's Civil Cost Schedule (DCA-109) for fees. The court will issue a Writ of Summons to officially notify the other side (called the defendant) that a suit has been filed.
Complete the summons form for the court in which you are filing your case (district court or justice court). Submit it to the court clerk at the same time you submit your complaint. The summons is not valid unless it has been signed by the court clerk.
Defend yourself in court; File a cross claim, counter claim or third party claim; Assert that the Writ of Summons was not served properly; or. Simply ignore the debt collection case.