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In Massachusetts, the statute of limitations for filing most injury lawsuits (including car accident cases against private individuals or entities) is three years from the date of injury.
Massachusetts is a ?no-fault? state for car accidents. That means everyone is required to carry personal injury protection (PIP), which pays for certain accident-related expenses, such as medical bills, on a no-fault basis. Certain legal criteria must be met to file a third-party liability claim or lawsuit.
To request an appeal, you must complete the appeal form on the back of the surcharge notice and mail it to the Division of Insurance Board of Appeal, along with the required fee. The Board of Appeal will schedule an appeal hearing and notify you of the date, time and location of the hearing.
Complete the Appeal Form located on the reverse side of your Notice of At-Fault Accident Determination. Enclose a $50 check or money order made payable to the Commonwealth of Massachusetts with your appeal. Mail your appeal to the post office box designated on the Appeal Form.
An auto insurance surcharge is a fee added to your insurance premium, usually as a result of a ticket or at-fault accident, though late payments, coverage lapses, or even adding a vehicle may carry a surcharge as well.
To calculate the surcharge due, multiply total payments made to Massachusetts acute hospitals and ambulatory surgical centers at the end of each calendar month by the surcharge percentage in effect during that month. Effective on October 1, 2023, the surcharge percentage is 1.35%.
Minor Injuries: For accidents resulting in minor injuries ? soft tissue injuries, minor cuts, or bruises ? where medical expenses are relatively limited, settlements can typically range from $10,000 to $25,000.
Surcharges are applied to your insurance premium if your are found responsible or pay a citation. Once you pay a citation you WILL see an increase in your insurance for up to SIX years. Your insurance premiums will increase because Massachusetts follows an insurance plan called the SDIP (Safe Driver Insurance Plan).