Massachusetts Sample Letter for Enclosure - Fee Schedule for Foreclosure
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Foreclose. / (f???kl??z) / verb. law to deprive (a mortgagor, etc) of the right to redeem (a mortgage or pledge) (tr) to shut out; bar.
Foreclosure is a process that begins when a borrower fails to make their mortgage payments. When a home is foreclosed upon, the lender typically repossesses and attempts to sell the house. This happens because mortgage loans are secured by real estate, meaning your home is used as collateral.
Foreclose verb (TAKE POSSESSION) (especially of banks) to take back property that was bought with borrowed money because the money was not being paid back as formally agreed: foreclose on The bank is threatening to foreclose on the family's house.
When a homeowner stops paying on a loan used to purchase a home, the home is deemed to be in foreclosure. What this ultimately means is that the ownership of the home switches from the homeowner to the bank or lender that provided the loan.
Foreclose. verb. fore·?close (?)f?r-?kl?z. (?)f?r- : to take legal measures to end a mortgage and take possession of the mortgaged property because the conditions of the mortgage have not been met.
Dear Sir/Madam, I XYZ, holding a loan account in your branch with account number 76180991. I am currently having a loan of INR xx, for (state the reason). To sum up, I am writing this letter to inform you that I wish to foreclose the loan.
