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Employees benefit from workers' comp coverage by having a portion of lost wages covered, or replaced, while they are hurt or sick and unable to work. It also pays for medical costs they might incur as a result of the sickness or injury.
Workers' comp coverage for Louisiana businesses helps pay for: Accidents or injuries that require medical care and happened on the job. Lost wages, also known as indemnity benefits, when an employee is unable to earn money and needs time off to recover before they can return to work.
Although the general rule under Louisiana workers' compensation laws is that you must file a lawsuit for workers' comp within one year of your work injury, there are several exceptions: 1) If you continue working after your accident and never miss a day of work.
Simply fill out the Louisiana Workforce Commission's Office of Workers' Compensation's First Report of Injury or Illness (Form LWC-WC-IA-1) and email the report to onlineclaims@lwcc.com. An LWCC claims service professional will then call you within 24 hours to discuss the injury.
There is a seven-day waiting period between the time you file your claim and receive your check. However, if you are off work more than 42 cal- endar days, you will receive compensation for the first seven days after the injury date. This public document is published at a total cost of $533.19.
You have 30 days from the date of the accident to report your injury. If you do not meet this deadline, you may lose your chance to file a workers' comp claim. After you inform your employer of your injury, it is their responsibility to submit an official report with the Louisiana Office of Workers' Compensation.
Your Deadline for File for Medical Benefits Related to Workers' Compensation in Louisiana. In general, you have one year from the date of your accident to file for medical benefits.
sum settlement wraps up your existing benefits. If you have a dispute with the workers' comp insurer over what benefits you should receive in the first place, another type of settlement simply resolves what you will get.