Louisiana Sample Letter for Conservatorship — Request to Prepay Funeral Expenses Subject: Request for Prepayment of Funeral Expenses as Conservator [Your name] [Your address] [City, State, ZIP] [Email address] [Phone number] [Date] [Conservator's name] [Conservator's address] [City, State, ZIP] Dear [Conservator's name], I hope this letter finds you well. I am writing to request your assistance in prepaying funeral expenses for [ward/individual's name], for whom I currently serve as the court-appointed conservator. As you may be aware, I have been entrusted with the responsibility of managing the financial affairs and well-being of [ward/individual's name]. Given the uncertain nature of life, it is essential to plan for unforeseen circumstances, including the eventual funeral arrangements. However, due to the legal constraints and guidelines imposed upon me as a conservator, I am unable to authorize or make any financial transactions without the express approval of the court. Therefore, I kindly request your cooperation in assisting [ward/individual's name] to prepay funeral expenses using the funds held in their account, in accordance with the Louisiana Laws and the court's authorization. To streamline the process, I have taken the liberty of gathering the required documentation from the funeral home, which includes an itemized breakdown of the estimated expenses. Enclosed with this letter, you will find: 1. A copy of the funeral home's itemized cost estimate, detailing all services and related expenses. 2. A certified copy of my appointment as conservator and supporting court documents. I kindly request you to review the enclosed documents and ascertain the validity and appropriateness of the prepayment request. Once approved, I would greatly appreciate your prompt action in releasing the necessary funds from [ward/individual's name]'s account, as specified in the attached itemized cost estimate. Furthermore, I understand the importance of proper record keeping and transparency in managing [ward/individual's name]'s finances. Therefore, I assure you that all supporting documents and receipts will be diligently maintained and made available for review upon request. Compliance with all legal obligations and requirements remains my utmost priority. Please do not hesitate to contact me at your convenience should you require any additional information or documents. I can be reached at [phone number] or [email address]. I sincerely appreciate your attention and assistance in this matter. Thank you for your prompt attention to this important request. Yours sincerely, [Your name] Enclosures: — Funeral home's itemized cosestimateat— - Certified copy of conservator appointment and court documents.
Louisiana Sample Letter for Conservatorship - Request to Prepay Funeral Expenses
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FAQ
"Preplanning a funeral is truly a gift to your family. But if you prepay, it's a gift to the funeral home." Ramsey believes that, if a person has the financial means to prepay funeral expenses, it is a better idea to put the money into an investment account and see it grow.
If you prepay for your services, you're locking in today's price for tomorrow's rates. However, some funeral homes don't factor inflation, so before you sign anything, make sure to ask if the payment you're making is for a fixed price. Otherwise, your family may be hit with unexpected charges after you pass.
We don't recommend prepaying unless you must do so to qualify for Medicaid. But if you are committed to prepaying, be sure: Your money is secure, such as in a federally-insured bank. Funeral insurance plans are not as tightly regulated, so take extra caution.
Essentially, they can be both an asset and a deduction. The value of the prepaid funeral should be listed on REV-1508 Schedule E - and the actual costs of the funeral services should be listed on REV-1511 Schedule H.
Funeral Insurance or Final Expense Insurance Policies. One way to pay for your funeral expenses in advance is to purchase a funeral insurance policy, also known as final expense insurance or burial insurance.
For example, if the fund has less money than total funeral costs at the time of your death, your family will need to pay the difference (by the same , any excess funds are returned to your next of kin and can be used however they see fit).
Pre-paid funeral plans provide a way for people to pay for their funeral arrangements before they pass. It's for people who want to spare their loved ones from having to make decisions and experience financial stress while grieving.
Does a conservatorship end when your loved one dies? Yes. A conservatorship ends when the protected person is deceased, or upon court order.
