Louisiana Checklists - Worker's Compensation Claims
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How to fill out Checklists - Worker's Compensation Claims?
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FAQ
In Louisiana, workers' compensation benefits include: Medical benefits (surgery, prescriptions, physical therapy, and other medical care) Permanent partial disability benefits (for conditions such as amputation) Permanent total disability benefits (the employee must prove they cannot work)
Employers in Louisiana are required to maintain workers' compensation insurance even if they only have one employee. This includes part-time, full-time, temporary, or seasonal employees.
Louisiana employers are required to carry workers' compensation if they have 1 or more employees whether full or part time whose payroll is at least $3,000.00 annually. However, there are limited exclusions to this rule for some employees listed below: Domestic Employees. Undocumented aliens.
All public and private employers in Louisiana, with limited exceptions, are required to provide workers' compensation insurance coverage for their employees. Any person hired to perform services for remuneration, whether full or part-time, is considered an employee. There are few exemptions (PDF) to this requirement.
Employees benefit from workers' comp coverage by having a portion of lost wages covered, or replaced, while they are hurt or sick and unable to work. It also pays for medical costs they might incur as a result of the sickness or injury.
Your lost wages make up a significant portion of your settlement value. In most states, like Louisiana, you can receive up to two-thirds of your weekly pre-tax income. The maximum you could receive is 75% of the statewide weekly average wage at the time your injury occurred. The minimum is 20% of that average wage.
Your workers' compensation attorney can explain each of these indemnity benefits to you in more detail. However, the ? rule does not apply if you are a high-earner. There is a cap on indemnity benefits. In 2021, that maximum was about $743 per week.
Simply fill out the Louisiana Workforce Commission's Office of Workers' Compensation's First Report of Injury or Illness (Form LWC-WC-IA-1) and email the report to onlineclaims@lwcc.com. An LWCC claims service professional will then call you within 24 hours to discuss the injury.
Payments for lost wages should begin two weeks after you reported your injury. These payments should come every week until you have been cleared by a doctor to return to work.
