Subject: Request for Inclusion of Landlord in Tenant's Liability Insurance Policy Dear [Landlord's Name], I hope this letter finds you in good health and high spirits. I am writing to discuss an important matter concerning my tenancy at [property address]. As a responsible tenant, I understand the importance of having sufficient liability insurance to protect both parties in the event of unforeseen circumstances or accidents. As per our lease agreement, it states that I am required to maintain liability insurance throughout the duration of my tenancy. I am pleased to inform you that I have duly fulfilled this obligation by securing an appropriate tenant's liability insurance policy from [insurance company]. The policy provides coverage for personal property damage, bodily injury claims, and other liabilities. Having reviewed the terms and conditions of my insurance policy, I believe it is prudent to request the inclusion of the landlord, yourself, as an additional insured party. By being added to my policy, you would gain the assurance that you are protected against any potential liability issues that may arise from incidents associated with my tenancy. By including you as an additional insured party, the policy would allow you and I to share the benefits, responsibilities, and potential financial burdens associated with any unforeseen events that could lead to a liability claim. This cooperative approach helps ensure that our interests and assets are protected, minimizing any potential liabilities on both sides. I understand that you, as the landlord, may already have your own liability insurance policy covering the property. However, it is my understanding that such policies generally do not provide coverage for tenant-related damages or incidents. Hence, including you as an additional insured under my policy would provide comprehensive protection in such situations. To proceed with this, I kindly request that you provide me with the necessary information that your insurance provider needs to include you as an additional insured party under my liability insurance policy. This information may include your name, address, contact information, and any specific requirements your insurer may have. I am more than willing to contact my insurance provider and coordinate accordingly to ensure a smooth and efficient process. Please note that adding you as an additional insured party does not impose any financial burden or additional fees on your part. It is solely aimed at protecting both parties while maintaining complete transparency and compliance with our lease agreement. I believe that by proactively addressing our liability concerns, we can foster a trusting and mutually beneficial relationship. I kindly request your prompt attention to this matter, as it is important to ensure that our insurance coverage aligns with our contractual obligations. Thank you for your time and consideration. I look forward to receiving your response and working together to safeguard our shared interests. Should you have any questions or require further information, please do not hesitate to reach out to me at your convenience. Warm regards, [Your Name] [Your Contact Information]
Louisiana Sample Letter for Request to Include Landlord in Tenant's Liability Insurance
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What to Include in a Letter to Your Landlorddetail the issue that you're experiencing in your rental (include pictures if helpful)propose a reasonable solution.mention possible consequences, such as health problems, a fire, or a burglary or assault, of not dealing with the issue promptly, and.More items...
Louisiana Information Regarding Discrimination The Federal Fair Housing Act says that landlords may not legally treat their tenants differently, change their rental agreements or reject rental on any discriminatory basis. This can include: Race. Age.
Landlords Must Not Just Let Themselves Into The Property You might own the land, but you cannot walk into a filled property whenever you like. If the tenants aren't at home, a landlord must agree a time they can enter the property with the incumbent person. Likewise, you cannot demand entry at any point.
To write a letter of request, start by greeting the recipient with Dear, followed by the person's last name and title, or To Whom It May Concern. Then, briefly explain who you are and why you're writing in the 1st paragraph. Next, provide additional context and details about your request in the 2nd paragraph.
Louisiana landlords have certain rights, including the right to pursue evictions following the violation of a lease agreement and the right to receive rental payments. Tenants also have rights, for instance, tenants have a right to a habitable dwelling unit and the right to due process before eviction.
Landlord liability insurance is a cover that can protect you from injury or damage claims related to your rental property. For example if a visitor tripped on a loose piece of flooring, your landlord liability insurance would be there to pay the compensation amount and legal fees.
How to Request a Repair from Your LandlordMake sure the repair is actually your landlord's responsibility.Document the problem thoroughly.Ask your landlord in writing to make the repair.Send your landlord a letter with return receipt requested.Wait for your landlord to respond.
Typically, tenants liability insurance is covered under your home contents insurance. But you should read your provider's policy carefully and check the Ts&Cs, to be sure.
Dear (Name of landlord or manager), I am writing to request repairs to the (appliance, heating/air conditioning, plumbing issue be specific!) due to (reason for repair; this could include things such as broken handle, leaky sink hose, even normal wear-and-tear that would necessitate replacement).
Dear (Name of landlord or manager), I am writing to request repairs to the (appliance, heating/air conditioning, plumbing issue be specific!) due to (reason for repair; this could include things such as broken handle, leaky sink hose, even normal wear-and-tear that would necessitate replacement).
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