Louisiana Identity Theft Checklist
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How to fill out Identity Theft Checklist?
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FAQ
Six months to a year in prison is the punishment for thefts under $300. The penalty is increased to a full year in jail if the victim is a minor or a senior. Anyone who steals between $300 and $500 receives a three-year sentence. The maximum punishment for stealing between $500 and $1,000 is five years.
Your name, address and date of birth provide enough information to create another 'you'. An identity thief can use a number of methods to find out your personal information and will then use it to open bank accounts, take out credit cards and apply for state benefits in your name.
Identity theft has profound consequences for its victims. They can have their bank accounts wiped out, credit histories ruined, and jobs and valuable possessions taken away. Some victims have even been arrested for crimes they did not commit.
Ing to the LA Rev Stat §.16, the crime of identity theft is punishable in the State of Louisiana by imprisonment and fines of up to $10,000.
Warning signs of identity theft Bills for items you did not buy. Debt collection calls for accounts you did not open. Information on your credit report for accounts you did not open. Denials of loan applications. Mail stops coming to, or is missing from, your mailbox.
If you report your identity theft to the FTC within two business days of discovering it, you will only be liable to pay $50 of any unauthorized use of your bank and credit accounts (under federal law).
Once identity thieves have your personal information, they can drain your bank account, run up charges on your credit cards, open new utility accounts, or get medical treatment on your health insurance.
What does identity theft insurance not cover? It's important to note that these insurance policies typically don't cover stolen money or direct financial losses from fraudulent purchases and other unauthorized use of credit accounts. They typically reimburse you only for the costs of the reporting and recovery process.