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What is a verification of creditor matrix? The creditor matrix is the list of creditors and their addresses that everyone has to provide to the Court when filing bankruptcy.Chapter: VERIFICATION OF CREDITOR MATRIX. After you finish creating your creditor matrix, sign the "Verification of Creditor Matrix. A creditor matrix contains each creditors name and mailing address. This information is used for noticing and claims information. You'll file your creditors' names and addresses on a "creditor matrix" along with the completed bankruptcy forms and schedules. Verification Of Creditor Matrix Form. This is a California form and can be use in USBC Southern Federal. Use Fill to complete blank online US COURTS pdf forms for free.