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The 60-day loophole refers to a situation where individuals can potentially delay their decision to elect COBRA coverage for up to 60 days after a qualifying event. During this period, they must receive their election notice and understand their options. This aspect ties closely to Kentucky Qualifying Event Notice Information for Employer to Plan Administrator, as it emphasizes the importance of clear communication regarding coverage timelines. To assist your HR efforts, uslegalforms offers comprehensive resources to navigate these nuanced details.