A judicial foreclosure proceeding can be initiated at any time after default on a secured obligation or a judgment which constitutes a lien on real property. The following form is a complaint that adopts the "notice pleadings" format of the Federal Rules of Civil Procedure, which have been adopted by most states in one form or another. This form is a generic example that may be referred to when preparing such a form for your particular state. It is for illustrative purposes only. Local laws should be consulted to determine any specific requirements for such a form in a particular jurisdiction.
Kentucky Motion for Satisfaction of Money Judgment by Judicial Sale
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How to fill out Motion For Satisfaction Of Money Judgment By Judicial Sale?
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Kentucky is not a community property state, so the general rule is one spouse not liable for the other spouse's separate debt, with the exception of medical debt. Kentucky Collection Laws | Bills.com bills.com ? learn ? debt ? kentucky-collectio... bills.com ? learn ? debt ? kentucky-collectio...
Expiration of Judgment Liens Now, the length of time a judgment lien is valid is determined by KRS 426.720(2). A judgment lien that was created before the effective date of HB 83, July 1, 2023, will expire either 10 years from the effective date or 15 years from the date of final judgment, whichever date is earlier.
If the married couple or joint owners of a property do not have a tenancy by the entireties title, any lien can attach to the person's interest in the property. Whether it's judgment or confessed judgment, the lien will attach to the homeowner's interest, making the lienor a co-owner of the property.
If you own real estate jointly with a spouse in a common law property state (and you don't own the property as tenants by the entirety), then a creditor may be able to put a lien on that property, whether or not you were ever individually liable on that debt. Real Estate Liens on Jointly Owned Property - Nolo nolo.com ? legal-encyclopedia ? real-estate-l... nolo.com ? legal-encyclopedia ? real-estate-l...
If the married couple or joint owners of a property do not have a tenancy by the entireties title, any lien can attach to the person's interest in the property. Whether it's judgment or confessed judgment, the lien will attach to the homeowner's interest, making the lienor a co-owner of the property. Can a Lien be Placed on Jointly Owned Property? | Coover Law cooverlaw.com ? FAQs ? Real Estate FAQs cooverlaw.com ? FAQs ? Real Estate FAQs
And some states also allow judgment liens on the debtor's personal property -- things like jewelry, art, antiques, and other valuables. In Kentucky, a judgment lien can be attached to real estate only (i.e., a house or similar property interest). Judgment Liens on Property in Kentucky | Nolo Nolo ? legal-encyclopedia ? judgmen... Nolo ? legal-encyclopedia ? judgmen...
Kentucky Wage Garnishment The most common remedy judgment-creditors use to enforce judgments is wage garnishment. Here, the judgment-creditor contacts the debtor's employer and require the employer to deduct a certain portion of the debtor's wages each pay period and send the money to the creditor.